* {
  box-sizing: border-box;
}

.faq-section {
  padding: 30px 0;
  display: flex;
  justify-content: center;
}
.faq-intro{
  margin-bottom: 10px;
}
.faq-intro h2{
  color: #00009b;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 40px;
  font-weight: 700;
  line-height: 100%;
  text-align: center;
  margin: 0 0 5px 0;
}
.faq-intro h2 span{
  color: #1457d3;
}

.faq-description {
  margin: 0 auto;
  color: #0044aa;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 18px;
  font-weight: 500;
  line-height: 125%;
  text-align: center;
}

.faq-list {
  display: flex;
  flex-direction: column;
  padding: 10px 0 0 0;
}

.faq-item {
  padding: 12px 0;
  border-bottom: 1px solid #e8e8e8;
}

.faq-item:last-child {
  border-bottom: none;
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  background: none;
  border: none;
  cursor: pointer;
  text-align: left;
  font-family: inherit;
  color: #00009b;
  padding: 0;
}

.faq-question-text {
  font-size: 18px;
  color: #0a58ca;
  font-family: Arial, Helvetica, sans-serif;
  font-weight: 700;
  line-height: 1.2;
}

/* plus / minus icon */

.faq-icon {
  position: relative;
  flex: 0 0 auto;
  width: 18px;
  height: 18px;
  color: #00009b;
}

.faq-icon::before,
.faq-icon::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  background: currentColor;
  transition: transform 0.25s ease, opacity 0.25s ease;
}

.faq-icon::before {
  width: 14px;
  height: 2px;
  transform: translate(-50%, -50%);
}

.faq-icon::after {
  width: 2px;
  height: 14px;
  transform: translate(-50%, -50%);
}

.faq-item.is-open .faq-icon {
  color: #1457d3;
}

.faq-item.is-open .faq-icon::after {
  transform: translate(-50%, -50%) rotate(90deg);
  opacity: 0;
}

/* animated answer panel */

.faq-answer {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows 0.35s ease;
}

.faq-item.is-open .faq-answer {
  grid-template-rows: 1fr;
}

.faq-answer-inner {
  overflow: hidden;
  min-height: 0;
}

.faq-answer-inner p {
  margin: 0;
  padding: 10px 0 0 0;
  font-size: 17px;
  line-height: 1.3;
  color: #0044aa;
  font-family: Arial, Helvetica, sans-serif;
  font-weight: 500;
}
.faq-answer-inner p a{
  color: #0a58ca;
  text-decoration: underline;
}

/* ---------------------------------------------------------
   Responsive
--------------------------------------------------------- */

@media (max-width: 860px) {
  .faq-description {
    max-width: none;
  }
}

@media (max-width: 767px) {
  .faq-section {
    padding: 20px 15px;
  }
  .faq-item {
    padding: 10px 0;
  }
  .faq-intro h2 {
    font-size: 34px;
    line-height: 1.2em;
  }
  .faq-description {
    font-size: 16px;
  }
  .faq-question-text{
    font-size: 18px;
    line-height: 1.2em;
  }
  .faq-answer-inner p {
    font-size: 16px;
    line-height: 1.5;
  }
}